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Malaysia Bank Moratorium: Why You Should Opt For The 6-Month Deferment For ALL Loans

At a time when job security is non-existent across the globe, the announcement by Bank Negara Malaysia (BNM) of the 6-month automatic deferment of all loans was met with relief.

With six-month deferment, BNM and all banks have stated that borrowers do not need to pay anything during this period, however interest will still accrue.

As most home loans charge interest on a reducing balance basis, interest is charged each month based on the total outstanding balance from the previous month.